- I am self-pay only. I will provide a bill for you to send to your insurance to get some of what you pay reimbursed using your out of network benefits.
- Fees vary depending on the type of service.
Why should you pay out of pocket for my services?
First, Goal of therapy:
– What is most important? Money or freeing yourself from the issues that are holding you back from who you want to be/do. This can be a hard decision sometimes, but going to someone who specializes in you and your needs will solve your problems much quicker and more effectively than a generalist (think about a medical specialist versus a primary care doctor). Even if you only pay a co-pay for an in-network therapist, the time you spend with them versus the time you spend with someone out of pocket who specializes in your unique needs will be the same in the end (if not less for the self-pay therapist).
Second, Insurance downfalls:
– They will only pay for services if it is “medically necessary.”
– They often want more information than they need in order to “justify” paying for services.
– Insurance deductibles are outrageously high and the deductible has to be met before insurance will pay anything for services. Often in-network and out-of-network deductibles aren’t that different.
– You want someone who is an expert at what they do and can give the best services to meet your needs. Just because a therapist is in private practice and takes your insurance doesn’t mean they are the expert who can help you best.
Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. As I am not on any insurance panels, I offer “out-of-network” mental health benefits. Please contact your provider to verify how your plan compensates you for psychotherapy services.
I’d recommend asking these questions to your insurance provider to help determine your benefits:
• Does my health insurance plan include “out-of-network” mental health benefits?
• Does my plan offer reimbursement for telehealth?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?
I accept check and all major credit cards as forms of payment.
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the scheduled session (either $150 or $180, depending on the length of the session).
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!